The Florida Department of Insurance establishes rates for the title insurance that all title companies must charge. In addition to the rates below, buyers, sellers, or borrowers may pay a search fee, closing fee, and examination fee. (See projected closing costs below the rates chart.) Call us for a competitive quote!
Title insurance rates are regulated by the Florida Department of Insurance. Buyers and sellers may also incur search, closing, examination fees.
The Florida Department of Insurance establishes rates for the title insurance that all title companies must charge. In addition to the rates below, buyers, sellers, or borrowers may pay a search fee, closing fee, and examination fee. (See projected closing costs below the rates chart.) Call us for a competitive quote!
Pest/Termite Inspection – $200.00 approx. if desired or required per contract
Roof Inspection – $200.00 approx. if desired or required per contract
Title Closing Fee – $400
Bank Wire/Check Handling Fee – Included in closing fee
Document Storage Fees – Included in closing fee
Title Search Fee – $85.00
Municipal Lien Search – $85 – $250 (depending on county fees)
Owner Title Insurance – See Promulgated Title Insurance Rates based on Sales Price
· Association Estoppel Search – $0 – $700 EST. (charge from the association)
· One Year Homeowners Insurance (Buyers should obtain)
· One Year Flood Insurance (if applicable)
· Recording Fees – Deed $10.00-$18.50
· Inspection Costs (as per contract)
Pest/Termite Inspection – $100.00 approx. if desired or required per contract
Roof Inspection – $100.00 approx. if desired or required per contract
· Prepaid Maintenance / Association Dues
· Survey (optional) – $300+
· Flood Elevation Certificate (optional) – $150+
· Title Fees
Title Closing Fee – $410
Bank Wire/Check Handling Fee – Included in closing fee
Document Imaging – Included in closing fee
Courier Fees – Included in closing fee
· Taxes prorated to date of closing
· Homeowners Association/Condo Fees prorated to closing
· Possible Mortgage Costs
Loan Origination Point
Loan Discount Point
Appraisal Fee
Credit Report
Lender’s Inspection Fee
Tax Related Fee
Wire Transfer Fee
· Escrow Fees for taxes and insurance (required by the lender to be paid in advance)
· Private Mortgage Insurance (PMI) or (MIP)
· One Year Homeowners Insurance
· One Year Flood Insurance (if applicable)
· Pest/Termite Inspection – $100.00 approx. if desired or required per contract
· Roof Inspection – $100.00 approx. if desired or required per contract
· Prepaid Maintenance / Association Dues
· Survey – $300+
· Flood Elevation Certificate (if required) – $150+
· Government Fees
Recording Fees (Deed $10.00-$18.50, Mortgage $200.00 ESTIMATED)
Intangible Tax on Mortgage ($0.20/100 of the mortgage amount)
Doc Stamp on Mortgage – ($0.35/100 of the mortgage amount)
· Title Fees
Title Closing Fee – $410
Loan Closing Fee – $300
Bank Wire/Check Handling Fee – Included in closing fee
Document Imaging – Included in closing fee
Courier Fees – Included in closing fee
Lender’s Title Insurance Policy – $25 (if simultaneously issued with the Owners Title Insurance Policy)
Endorsements as required – Typically about $100+
· Taxes prorated to date of closing
· Homeowners Association/Condo Fees prorated to closing
· Real Estate Commission
· Government Fees
Doc Stamps on Deed – ($0.70 per $100.00 based on purchase price)
Recording Fee (if applicable for payoff releases, NOT, etc.)
· Taxes prorated to date of closing
· Homeowners Association/Condo Fees prorated to closing
· Title Fees
Title Closing Fee – $300
Bank Wire/Check Handling Fee – Included in closing fee
Document Imaging – Included in closing fee
Courier Fees – Included in closing fee
Title Search Fee – $85.00
Municipal Lien Search – $90 – $185
Owner Title Insurance – Card Rate at purchase price $5.75 per $1000.00
· Association Estoppel Search – ($50 – $400 EST. charge from the association)
· Payoff existing loan(s)
Sales Price Title Insurance
$ 45,000.00 $ 258.75
$ 50,000.00 $ 287.50
$ 55,000.00 $ 316.25
$ 60,000.00 $ 345.00
$ 65,000.00 $ 373.75
$ 70,000.00 $ 402.50
$ 75,000.00 $ 431.25
$ 80,000.00 $ 460.00
$ 85,000.00 $ 488.75
$ 90,000.00 $ 517.50
$ 95,000.00 $ 546.25
$ 100,000.00 $ 575.00
$ 105,000.00 $ 600.00
$ 110,000.00 $ 625.00
$ 115,000.00 $ 650.00
$ 120,000.00 $ 675.00
$ 125,000.00 $ 700.00
$ 130,000.00 $ 725.00
$ 135,000.00 $ 750.00
$ 140,000.00 $ 775.00
$ 145,000.00 $ 800.00
$ 150,000.00 $ 825.00
$ 155,000.00 $ 850.00
$ 160,000.00 $ 875.00
$ 165,000.00 $ 900.00
$ 170,000.00 $ 925.00
$ 175,000.00 $ 950.00
$ 180,000.00 $ 975.00
$ 185,000.00 $ 1,000.00
$ 190,000.00 $ 1,025.00
$ 195,000.00 $ 1,050.00
$ 200,000.00 $ 1,075.00
$ 205,000.00 $ 1,100.00
$ 210,000.00 $ 1,125.00
$ 215,000.00 $ 1,150.00
$ 220,000.00 $ 1,175.00
$ 225,000.00 $ 1,200.00
$ 230,000.00 $ 1,225.00
$ 235,000.00 $ 1,250.00
$ 240,000.00 $ 1,275.00
$ 245,000.00 $ 1,300.00
$ 250,000.00 $ 1,325.00
$ 255,000.00 $ 1,350.00
$ 260,000.00 $ 1,375.00
$ 265,000.00 $ 1,400.00
$ 270,000.00 $ 1,425.00
Sales Price Title Insurance
$ 275,000.00 $ 1,450.00
$ 280,000.00 $ 1,475.00
$ 285,000.00 $ 1,500.00
$ 290,000.00 $ 1,525.00
$ 295,000.00 $ 1,550.00
$ 300,000.00 $ 1,575.00
$ 305,000.00 $ 1,600.00
$ 310,000.00 $ 1,625.00
$ 315,000.00 $ 1,650.00
$ 320,000.00 $ 1,675.00
$ 325,000.00 $ 1,700.00
$ 330,000.00 $ 1,725.00
$ 335,000.00 $ 1,750.00
$ 340,000.00 $ 1,775.00
$ 345,000.00 $ 1,800.00
$ 350,000.00 $ 1,825.00
$ 355,000.00 $ 1,850.00
$ 360,000.00 $ 1,875.00
$ 365,000.00 $ 1,900.00
$ 370,000.00 $ 1,925.00
$ 375,000.00 $ 1,950.00
$ 380,000.00 $ 1,975.00
$ 385,000.00 $ 2,000.00
$ 390,000.00 $ 2,025.00
$ 395,000.00 $ 2,050.00
$ 400,000.00 $ 2,075.00
$ 405,000.00 $ 2,100.00
$ 410,000.00 $ 2,125.00
$ 415,000.00 $ 2,150.00
$ 420,000.00 $ 2,175.00
$ 425,000.00 $ 2,200.00
$ 430,000.00 $ 2,225.00
$ 435,000.00 $ 2,250.00
$ 440,000.00 $ 2,275.00
$ 445,000.00 $ 2,300.00
$ 450,000.00 $ 2,325.00
$ 455,000.00 $ 2,350.00
$ 460,000.00 $ 2,375.00
$ 465,000.00 $ 2,400.00
$ 470,000.00 $ 2,425.00
$ 475,000.00 $ 2,450.00
$ 480,000.00 $ 2,475.00
$ 485,000.00 $ 2,500.00
$ 490,000.00 $ 2,525.00
$ 495,000.00 $ 2,550.00
$ 500,000.00 $ 2,575.00
